Self-Employed and Ready to Buy? How Non-QM Loans Make Homeownership Possible
An Amazon seller can watch steady deposits land in the business account every month and still be turned down for a mortgage. Once inventory, platform fees, shipping and advertising are subtracted, the net profit on the tax return looks modest, and that smaller figure is the one a traditional lender uses to judge what the seller can afford. For buyers in this position, the obstacle lies in how income is documented, and non-QM loans offer other ways to show what a self-employed person actually earns.
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